SAVINGS & PENSION · 16-TOOL ROADMAP
Savings, pension and debt calculators
16 live retirement, savings, budgeting, debt and car-finance tools.
50/30/20 budget calculator
Split take-home pay into needs, wants and savings targets.
Open calculator →LiveAnnuity income calculator
Estimate level annuity income from a pension pot and an illustrative quoted rate.
Open calculator →LiveBalance transfer savings calculator
Compare a transfer fee with interest avoided during a promotional period.
Open calculator →LiveCar depreciation calculator
Estimate future value and annual ownership depreciation.
Open calculator →LiveDebt avalanche calculator
Estimate payoff time and interest when prioritising the highest-rate balance.
Open calculator →LiveEmergency fund calculator
Set a target from essential monthly spending and desired cover.
Open calculator →LiveInvestment fee impact
Long-term effect of annual investment charges
Open calculator →LiveLoan early repayment calculator
Compare remaining scheduled payments with an early settlement quote.
Open calculator →LiveNet worth calculator
Compare total assets with mortgages and other debts.
Open calculator →LiveOverdraft cost calculator
Estimate simple overdraft interest for a balance and number of days.
Open calculator →LivePCP vs HP vs cash calculator
Compare total cash, hire purchase and PCP payments including deposits and final payments.
Open calculator →LivePension lump sum calculator
Estimate tax-free cash and the pension remaining.
Open calculator →LivePound cost averaging calculator
Compare regular monthly investing with investing the same capital at the start.
Open calculator →LiveSalary sacrifice
Net cost of workplace pension contributions
Open calculator →LiveSavings goal calculator
Calculate the monthly contribution needed to reach a target.
Open calculator →LiveState pension forecast
Qualifying years and retirement projection
Open calculator →Clear status, no empty promises
Live tools are usable now. In-development tools are the next calculation engines being implemented. Planned tools are part of the category scope but are not presented as working calculators.