EARLY SETTLEMENT
Loan early repayment calculator
Compare remaining scheduled payments with an early settlement quote.
Estimated result
£1,100
- Remaining scheduled payments
- £12,600
- Early repayment total
- £11,500
- Months removed
- 30
Use the lender’s dated settlement figure. It may already include statutory interest adjustments or fees.
SOURCES & REVIEW
Checked against official guidance
Last checked 14 July 2026 · Rule version GB-2026.27.1
MoneyHelper: Repaying loans early ↗COMMON QUESTIONS
Frequently asked questions
Is this an exact quote or tax return?
No. It is an estimate based on the inputs and assumptions shown.
When was this checked?
The method and linked official guidance were reviewed for the current UK release.