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RETIREMENT OPTIONS

Pension lump sum calculator

Estimate tax-free cash and the pension remaining.

Estimated result

£75,000
Estimated tax-free amount
£75,000
Potentially taxable amount
£0
Pot remaining
£225,000

The lump sum allowance and protections can change the tax-free amount. Taking benefits can have wider tax consequences.

SOURCES & REVIEW

Checked against official guidance

Last checked 14 July 2026 · Rule version GB-2026.27.1

GOV.UK: Tax when you get a pension

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COMMON QUESTIONS

Frequently asked questions

Is this an exact quote or tax return?

No. It is an estimate based on the inputs and assumptions shown.

When was this checked?

The method and linked official guidance were reviewed for the current UK release.

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