PART BUY, PART RENT
Shared ownership calculator
Combine deposit, mortgage repayment, rent and service charge.
What this calculator does
Combine deposit, mortgage repayment, rent and service charge.. It is designed to answer the common UK search intent for this topic with the key assumptions shown clearly.
Estimated result
- Mortgage
- £403
- Rent
- £602
- Service charge
- £180
- Share value
- £87,500
Excludes repairs, insurance, staircasing costs and scheme-specific fees.
SOURCES & REVIEW
Checked against official guidance
Last reviewed 14 July 2026 · Rule version GB-2026.27.1
Daily/weekly source monitoring. If a source changes, the affected rule set is reviewed before publication.
All source links are kept visible so you can verify the figures used on this page.
GOV.UK: Shared ownership homes ↗Sources, methodology and update policy →Report an issue or correction →WHY RESULTS DIFFER
Why two users can see different results
Why the result can differ
Different tax codes, payroll periods, Scottish bands, pension methods or lender assumptions can change the outcome.
One-off bonuses, pay frequency, overpayments, allowances and reliefs can move the result away from a simple annual estimate.
Where a rule depends on eligibility or legal status, this page shows an estimate and links to official guidance.
This section is intentionally repeated on key tools so the explanation stays near the result instead of being hidden in a separate policy page.
COMMON QUESTIONS
Frequently asked questions
Is this an exact quote or tax return?
No. It is an estimate based on the inputs and assumptions shown.
When was this checked?
The method and linked official guidance were reviewed for the current UK release.