BUYING VS RENTING
Buy vs rent calculator
Estimated homeowner equity
£122,855
- Mortgage payment
- £1,667/mo
- Buyer cash paid
- £150,050
- Rent paid
- £90,000
- Illustrative buy advantage
- £62,805
Excludes Stamp Duty, maintenance, service charges, insurance, buying/selling fees and investment returns on unused cash.
SOURCES & REVIEW
Checked against official guidance
Last checked 14 July 2026 · Rule version GB-2026.27.1
MoneyHelper: Buying a home ↗COMMON QUESTIONS
Frequently asked questions
Does this predict house prices?
No. Growth is an assumption you can change, not a forecast.
Are all buying costs included?
No. Review the exclusions shown with the result before using it for a decision.