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PROPERTY

UK property calculators

Mortgage, rent and property-tax tools arranged around the decisions users actually make: borrowing, buying, overpaying, moving and comparing housing costs. The mortgage cluster is linked so repayment, affordability, overpayment, rate-rise and interest-only pages can move users through one property decision flow.

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Editorial standard

Property tools are kept close to their source guidance, and the strongest calculators include worked examples plus related mortgage links.

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Live

Bridging loan calculator

Estimate retained interest, arrangement fees and total repayment.

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Buy vs rent

Compare ownership costs, equity and rent

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Capital gains tax

Tax on a chargeable gain after costs and allowance

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Council Tax

Local authority bands, postcode lookup and nation-specific bills

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Council Tax band calculator

Convert a local Band D charge into another English Council Tax band.

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First-time buyer budget

Deposit, purchase tax and upfront buying costs

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Interest-only vs repayment

Compare payments, interest and remaining balance

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Landlord void cost calculator

Calculate lost rent and bills during an empty period.

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Mortgage affordability

Borrowing range, commitments and stress test

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Mortgage calculator

Repayments, loan-to-value and interest

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Mortgage overpayment

Interest and mortgage term savings

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Mortgage rate rise

Stress-test payments after a rate increase

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Moving cost

Buying, selling and moving cost estimate

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Property flip ROI calculator

Model acquisition, refurbishment, finance, tax and sale costs for a property project.

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Rent increase calculator

Measure a proposed rent increase in pounds and percentage terms.

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Salary needed for mortgage

Reverse a mortgage target into household income

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Second-home CGT and PRR calculator

Estimate chargeable residential-property gain after costs, Private Residence Relief and the annual exempt amount.

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Shared ownership calculator

Combine deposit, mortgage repayment, rent and service charge.

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Short-term letting tax calculator

Estimate taxable short-term letting profit after expenses or the property allowance.

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Shorter mortgage term

Compare a longer and shorter mortgage term

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Stamp Duty

England and Northern Ireland purchase tax on homes

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Stamp Duty, LBTT and LTT

Property purchase tax across UK nations

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Clear status, no empty promises

Live tools are usable now. In-development tools are the next calculation engines being implemented. Planned tools are part of the category scope but are not presented as working calculators.

Why this category matters

Users arrive here when they want a quick answer for a real decision. The live calculators and deep links below are arranged so the strongest intent stays closest to the result instead of being buried in a long list.

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