RATE STRESS TEST
Mortgage rate rise calculator
New monthly repayment
£1,535
- Current payment
- £1,390
- Monthly increase
- £146
SOURCES & REVIEW
Checked against official guidance
Last checked 14 July 2026 · Rule version GB-2026.27.1
MoneyHelper: Mortgage rate changes ↗COMMON QUESTIONS
Frequently asked questions
When would my payment change?
It depends on whether your deal is fixed, variable or tracking a reference rate.
Does this include fees?
No. Product, arrangement and early repayment fees are excluded.