RENT AFFORDABILITY
£1,800 rent per month
Annual rent£21,600
Net pay if rent is 30%£6,000/mo
Illustrative gross salary£96,000
Three budget scenarios
- Rent at 25% of take-home
- £7,200/month needed
- Rent at 30% of take-home
- £6,000/month needed
- Rent at 35% of take-home
- £5,143/month needed
- Five-week deposit illustration
- £2,077
What £1,800 rent means in practice
The headline gross salary assumes rent is 30% of take-home and take-home is roughly 75% of gross pay. At £1,800 a month, a tenant pays £21,600 before Council Tax and household bills. A 5% rent increase would add £90 each month; a 10% rise would add £180.
Referencing formulas vary and affordability is personal. Deposit caps and rent-increase procedures also differ across England, Scotland, Wales and Northern Ireland. Check the tenancy type and nation-specific rules before acting.
Read official private-renting guidance, then use the rent-increase tool for a detailed comparison.