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CROSS-BORDER DECISION MOTOR · 2026/27
London vs Amsterdam compare page
Use this page to compare two cities and two pay scenarios in one place. It combines salary, childcare mode, local housing, healthcare and a simple exportable summary so the result can be reused in a real decision note.
This is a planning model, not a legal or payroll verdict. UK take-home is computed from the live UK ruleset already used elsewhere in the site. The NL side is an indicative planning model with a 30%-regeling toggle, city factors and local cost assumptions so the page can answer the practical question users actually ask.
Use it when the real question is “which place leaves more cash after housing, childcare and commuting?” rather than just “what is the gross salary?”.
CITY SELECTION
Compare two places with one decision model
Use this as a planning layer: salary, local housing, healthcare, childcare and benefits all sit in one view. It is intentionally explicit about assumptions.
RESULT SNAPSHOT
Monthly cash left after core local costs
Strongest earning power, but the heaviest housing and commute drag.
Most recognisable comparison point, but usually the priciest NL option.
- Net salary / month
- £4,002
- Rent
- £2,450
- Transport
- £230
- Childcare
- £1,190
- Net salary / month
- € 5.069
- Rent
- € 2.225
- Healthcare
- € 145
- Childcare
- € 1.040
NL leaves about € 1.359 more per month after the current assumptions.
30%-regeling value estimate: € 2.250 · Employer-benefit equivalent: € 226
BENEFITS PANEL
What the page is counting as an advantage
NHS healthcare baseline, familiar payroll setup, and salary output from the UK tax engine.
30%-regeling toggle, city-based housing factor, mandatory healthcare premium, and local commute costs.
Full-day care. Highest monthly pressure, strongest support sensitivity.
EXPORTABLE SUMMARY
Copy a plain-text summary
The summary is intentionally machine-readable so it can be pasted into notes, email or a decision memo without losing the assumptions. The share link keeps the same city, salary, childcare and FX settings.
What this page is good for
City choice, school-age childcare, commuter pressure and expat compensation packages often matter more than headline salary. This page makes those differences visible in a single comparison, then gives you a copyable summary you can move into a decision memo or spreadsheet.
QUICK ANSWER
What is this calculator?
Uk Vs Nl turns the inputs on this page into a transparent planning estimate for the selected jurisdiction.
How is it calculated?
It uses the displayed inputs, the UK 2026/27 + NL planning model ruleset and the assumptions shown beside the result. Different eligibility, timing or household details can change the outcome.
Example
Use the result as an illustrative scenario, then change one input at a time to compare the next decision. It is not an offer or personalised financial advice.
Official source
The source panel below links to the official guidance used for this tool.
SOURCES & REVIEW
Checked against official guidance
Last reviewed 31 July 2026 · Rule version UK 2026/27 + NL planning model
Daily/weekly source monitoring. If a source changes, the affected rule set is reviewed before publication.
SOURCE LINKS
Every calculation keeps the official references visible so the numbers can be checked quickly.
WHY RESULTS DIFFER
Why two users can see different results
Why the result can differ
Different tax codes, payroll periods, Scottish bands, pension methods or lender assumptions can change the outcome.
One-off bonuses, pay frequency, overpayments, allowances and reliefs can move the result away from a simple annual estimate.
Where a rule depends on eligibility or legal status, this page shows an estimate and links to official guidance.
The explanation stays close to the result so users can compare the assumptions immediately instead of hunting through a separate policy page.
COMMON QUESTIONS
Frequently asked questions
Is the NL result official payroll advice?
No. The NL side is an indicative planning model, not a payroll certificate or tax ruling.
Why compare cities as well as salaries?
Housing, childcare and commuting can change the real cash difference more than the gross salary itself.
Does the 30%-regeling change the answer a lot?
Often yes, which is why the toggle is built into the page rather than hidden in a footnote.