CHILDCARE TOP-UP

Tax-Free Childcare calculator

Calculate the government top-up and household payment for eligible childcare costs.

Annual eligible childcare costEligible childrenDisabled eligible childrenYour adjusted net incomeYour expected earnings next 3 months Applying as a couple Child age/disability condition met Claiming Universal Credit or childcare vouchers

Estimated result

£1,800

Income ceiling: Pass
Minimum earnings: Pass
You pay: £7,200
Annual top-up cap: £2,000

Uses the 2026/27 age-21+ minimum earnings test of £2,643.68 per three months. Exceptions apply for some leave, disability, caring and newly self-employed cases.

SOURCES & REVIEW

Checked against official guidance

Last checked 14 July 2026 · Rule version GB-2026.27.1

GOV.UK: Tax-Free Childcare ↗

COMMON QUESTIONS

Frequently asked questions

Is this an exact quote or tax return?

No. It is an estimate based on the inputs and assumptions shown.

When was this checked?

The method and linked official guidance were reviewed for the current UK release.